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The Home Depot Consumer Credit Card. The Home Depot Consumer Credit Card can be used for in-store and online purchases. It does offer excellent incentives, such as no interest and no payments due for six months for any purchase over $299, although the interest will accrue if the balance is not paid in full by the end of the promotional period.
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Home Depot Card Overall Rating: 3.5/5.0. An infrequent occurrence in store cards, the Home Depot Consumer card offers a range of APRs, 17.99% to 26.99%, with your exact APR depending on your individual credit. While the lower end of the range is decent — particularly for a store card — and the higher end still competitive,
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The Home Depot Consumer Credit Card can help you finance a big home project; in fact, that's its primary selling point. It offers six months of deferred interest on purchases of $299 or more.